BONEXO started as a German-language finance-on-the-phone idea. The Facebook page called it “Finanzen per App”. That is still the useful angle: money as something you tap through, not a lecture from a bank.
Most household finance writing splits into two piles. One pile sells a product. The other pile recites “make a budget” until the reader leaves. The interesting middle is messier. People photograph receipts and still do not know what the month cost. Subscriptions renew because the mail went to a folder nobody opens. A small loan looks cheap until the fee sits next to the groceries. Apps can help with the first part (they see the tap) and they are terrible at the second (they do not live in your kitchen).
This site will stay in that middle. How spending actually shows up on a phone. What a household book is for, once it is not a paper notebook. Where categories lie (is a pharmacy “health” or “shopping”). What to do with data exports that nobody asked for. Adjacent topics sit close: rent, insurance excess, the difference between a payment app and a bank, why “without bureaucracy” is a phrase that usually means a higher price.
We are not launching an app on this homepage. We are rebuilding a subject that used to live here, in public, in German, around everyday money. English is the language of the page because the .com is international. The problems are not.
A German household book used to be paper. The app generation photographed the receipt and still argued about the same lines at the end of the month. That argument is the subject.
Next come short guides and a log of notes. No calculator that pretends to know your tax office. The front door should read like a magazine that takes receipts seriously.